A strategic partner for long-term Dealership Wealth…
Take Control of Your Warranty Profit Strategy
Most dealerships rely on traditional warranty structures that limit their ability to participate in long-term performance. Through structured reinsurance programs such as CFC, NCFC, DOWC, or Retro programs, we help you take a more active role in your warranty strategy—structuring programs that align with your dealership’s goals and allow you to benefit from the results you generate. Our approach focuses on proper setup, integration, and ongoing alignment to ensure your program performs both operationally and strategically.
Reinsurance and retro programs give dealerships the opportunity to turn everyday deal performance into long-term, incremental wealth
We help dealers create reinsurance and retro programs designed to help dealerships retain more of their warranty revenue, improve long-term performance, and build sustainable profit models.
Reinsurance. DOWC. Retro programs—structured the right way…
Understanding Your Option
Not all warranty programs are created equal. While traditional structures leave profit with third parties, advanced models like reinsurance, dealer-owned warranty companies (DOWC), and retro programs give dealerships the opportunity to participate in the performance of their own programs. We help you understand, structure, and implement the right approach for your dealership.”
Reinsurance Programs
Reinsurance allows your dealership to participate in underwriting profits by sharing in the performance of your warranty programs. When structured properly, it creates long-term financial opportunities tied directly to your deal flow.
Different types of Reinsurance and Dealer Participation structures.
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A CFC structure allows dealerships to participate in the underwriting performance of their warranty programs through an offshore entity. When structured properly, it provides long-term participation and potential tax advantages, making it a popular option for dealers focused on building sustained financial growth.”
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An NCFC program offers similar participation benefits to a CFC, but with a different ownership structure that may better suit certain dealership needs and tax considerations. It provides flexibility while still allowing dealers to benefit from program performance over time.
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A DOWC gives dealerships greater control over their warranty programs by operating through a domestic structure. This allows for more flexibility in program design, participation, and oversight—making it an attractive option for dealers seeking control and customization.”
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Retro programs allow dealerships to earn back a portion of program performance based on results, without the complexity of ownership structures. It’s a straightforward way to participate in program success while maintaining simplicity
Why It Matters—and Why It’s Done Right…
Understanding the value of the dealer participation programs is only part of the equation—structuring them correctly is what makes the difference.
The Value Behind Reinsurance, DOWC & Retro programs
Dealerships are shifting toward more strategic warranty models to better align performance with long-term outcomes. When structured properly, these programs create opportunities to participate in results, improve alignment, and build additional value over time
Key Benefits of participation programs:
Participation in program performance and unearned reserve revenue
Long-term value beyond individual deals
Greater alignment between results and strategy
More control over program direction and structure
Where we fit in…
From Strategy to Implementation
We help dealerships navigate the complexity of reinsurance, DOWC, and retro programs by providing a clear, structured approach. From evaluating the right model—CFC, NCFC, DOWC, or Retro—to implementing and integrating it into your operation, we ensure your program is aligned with your goals, processes, and long-term strategy
Increased participation in program performance
$200–$600+ additional value per deal over time
Improved alignment between deal flow and long-term results
Greater visibility and control over program structure
Scalable strategy built for long-term growth
Guiding your dealership from evaluation to execution—ensuring your program is STRUCTURED TO PERFORM.
What This Means for Your Dealership
Structured the Right Way
These programs are powerful—but only when structured and implemented correctly. We ensure every component is aligned with your dealership’s operations, compliance requirements, and performance goals—eliminating guesswork and creating a strategy that works in the real world.
The opportunity is there—our role is to help you capture it the right way
